Stephanie Budlender

Has been a member of SAICA for over 30years.
Her qualifications include an undergraduate degree in Accountancy, registered as a Chartered Accountant SA; an MBA with a specialisation in Internet Technology.
She recently resigned from being a Certified Fraud Examiner.

She is in private practice under the name SGB Services focusing primarily on small to medium enterprises; offering financial and business management consultancy.


Jacques Courtiade

Jacques qualified as a Chartered Accountant in 1978. He has since held senior positions within the banking industry including NBS Holdings Limited, NRB Holdings Limited and Ithala Development Finance Corporation Limited.

Jacques was appointed as Financial Director At Albaraka Bank Limited on 15 December 2004 which position he held until October 2013. He was appointed to the position of Chief Operating Officer from October 2013 to August 2017 and Chief Risk Executive Director from September 2017 until he retired 31 March 2018.

Jacques was appointed a Non-Executive Director of the bank In April 2018, which appointment he currently holds. Jacques is also active as Management Consultant in private practice.


Mohamed Uraaz Essa

Has been a member of SAICA for over 12years.
His qualifications include Bachelor of Commerce Honours (Accounting), Chartered Accountant SA and Registered Auditor.

He is in private practice under the name Essa & Associates Chartered Accountants Inc. a firm of Registered Auditors who provides Auditing and Assurance services.